Unauthorized
Notarizing documents without a valid commission is a crime that can result in fines and imprisonment.
Start a notary business in Washington. Commission term: 4 years. Startup costs: $336 - $2,240
With 7.8M residents, Washington has massive demand for notary services—real estate closings, legal documents, and loan signings happen constantly. Startup costs of $336-$2,240 make this one of the most affordable professional services to launch. You'll need a $10,000 surety bond, Washington residency, and a clean background check—no degree required. Mobile notary and loan signing work is the real revenue driver—signings pay $75-200 per appointment, and active real estate in Seattle, Spokane, and Tacoma keeps the pipeline full. No state income tax means more of your earnings stay in your pocket.
Notarizing documents without a valid commission is a crime that can result in fines and imprisonment.
Never notarize a document in which you have a personal or financial interest.
You must properly identify signers. Notarizing for someone you cannot identify exposes you to liability.
Washington sets maximum fees notaries can charge. Exceeding these limits is illegal.
| Item | Cost | Magnitude |
|---|---|---|
| Application Fee State notary application fee | $45 | |
| Surety Bond $10,000 bond (4-year term) | $56 | |
| Notary Seal/Stamp Official notary seal meeting state specifications | $34 | |
| Notary Journal Record book for notarial acts | $28 | |
| Education Course Required or recommended training course | $112 | |
| E&O Insurance Errors and omissions insurance (recommended) | $112 | |
| Business License If operating as a notary business | $84 | |
| Marketing Website, business cards, directory listings | $224 | |
| Startup range | $336 – $2,240 |
The line items above are the main cost drivers, not an exhaustive sum. Several are alternatives rather than additions — a mobile setup or a storefront, a rented kitchen or a build-out — so they are not added together. The startup range is the figure used across this page.
Must be at least 18 years old.
Must be a legal resident of Washington or have principal place of business in the state.
Must pass criminal background check. Certain convictions may disqualify applicants.
Submit notary application with required fee to Washington Secretary of State.
Must obtain and maintain surety bond for 4-year commission term.
Must obtain official notary seal meeting state specifications.
Must take and file oath of office before performing notarial acts.
Record book for documenting all notarial acts performed.
| # | City |
|---|---|
| 01 | Seattle |
| 02 | Spokane |
| 03 | Tacoma |
| 04 | Vancouver |
| 05 | Bellevue |
Consider becoming a Notary Signing Agent for loan document closings (higher income)
Invest in E&O insurance even if not required - it protects your personal assets
Join the National Notary Association for resources and credibility
Offer mobile notary services to increase your customer base
Keep meticulous records in your notary journal for legal protection
Verify you meet Washington requirements: 18+ years old, state resident, no disqualifying criminal history.
Take any required or recommended notary education course. Some states mandate training.
Complete notary application and submit to Washington Secretary of State with required fee.
Purchase $10,000 surety bond from licensed surety company.
After commission approval, take oath of office and file with county clerk.
Obtain official notary seal/stamp and journal meeting state specifications.
Begin performing notarial acts. Consider mobile notary or loan signing specialization.