Critical · UNAUTHORIZED
Unauthorized
Notarizing documents without a valid commission is a crime that can result in fines and imprisonment.
Become a Notary Public in Minnesota
Start a notary business in Minnesota. Commission term: 5 years. Startup costs: $300 - $2,000
Startup cost range — full setup
Notary Services · MN
$300
–
$2,000
$1K
$10K
$100K
$1M
- Difficulty
- Easy
Overview
With 5.7M residents, Minnesota has massive demand for notary services—real estate closings, legal documents, and loan signings happen constantly. Startup costs of $300-$2,000 make this one of the most affordable professional services to launch. You'll need a $20,000 surety bond, Minnesota residency, and a clean background check—no degree required. Mobile notary and loan signing work is the real revenue driver—signings pay $75-200 per appointment, and active real estate in Minneapolis, Saint Paul, and Rochester keeps the pipeline full. Many notaries start part-time, then go full-time once their signing agent income ramps up.
Heads-up
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Important Notices
Notice · INTEREST
Interest
Never notarize a document in which you have a personal or financial interest.
Notice · IDENTITY
Identity
You must properly identify signers. Notarizing for someone you cannot identify exposes you to liability.
Notice · FEES
Fees
Minnesota sets maximum fees notaries can charge. Exceeding these limits is illegal.
Cost breakdown
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Startup Costs
| Item | Cost | Magnitude |
|---|---|---|
| Application Fee State notary application fee | $40 | |
| Surety Bond $20,000 bond (5-year term) | $50 | |
| Notary Seal/Stamp Official notary seal meeting state specifications | $30 | |
| Notary Journal Record book for notarial acts | $25 | |
| Education Course Required or recommended training course | $100 | |
| E&O Insurance Errors and omissions insurance (recommended) | $100 | |
| Business License If operating as a notary business | $75 | |
| Marketing Website, business cards, directory listings | $200 | |
| Startup range | $300 – $2,000 |
The line items above are the main cost drivers, not an exhaustive sum. Several are alternatives rather than additions — a mobile setup or a storefront, a rented kitchen or a build-out — so they are not added together. The startup range is the figure used across this page.
What's required
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Notary Commission & Requirements
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Age Requirement
Must be at least 18 years old.
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Minnesota Residency
Must be a legal resident of Minnesota or have principal place of business in the state.
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Background Check
Must pass criminal background check. Certain convictions may disqualify applicants.
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Application & Fee
Submit notary application with required fee to Minnesota Secretary of State.
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$20,000 Surety Bond
Must obtain and maintain surety bond for 5-year commission term.
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Notary Seal/Stamp
Must obtain official notary seal meeting state specifications.
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Oath of Office
Must take and file oath of office before performing notarial acts.
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Notary Journal
Record book for documenting all notarial acts performed.
Markets
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Major Markets in Minnesota
| # | City |
|---|---|
| 01 | Minneapolis |
| 02 | Saint Paul |
| 03 | Rochester |
| 04 | Duluth |
| 05 | Bloomington |
Cross-state
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Notary Services Costs in Other States
Operator notes
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Minnesota Notary Tips
Tip · 01
Consider becoming a Notary Signing Agent for loan document closings (higher income)
Tip · 02
Invest in E&O insurance even if not required - it protects your personal assets
Tip · 03
Join the National Notary Association for resources and credibility
Tip · 04
Offer mobile notary services to increase your customer base
Tip · 05
Keep meticulous records in your notary journal for legal protection
Process
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Steps to Start
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Check Eligibility
Verify you meet Minnesota requirements: 18+ years old, state resident, no disqualifying criminal history.
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Complete Education
Take any required or recommended notary education course. Some states mandate training.
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Submit Application
Complete notary application and submit to Minnesota Secretary of State with required fee.
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Obtain Surety Bond
Purchase $20,000 surety bond from licensed surety company.
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Take Oath of Office
After commission approval, take oath of office and file with county clerk.
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Purchase Supplies
Obtain official notary seal/stamp and journal meeting state specifications.
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Start Notarizing
Begin performing notarial acts. Consider mobile notary or loan signing specialization.
Common questions
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Minnesota Notary FAQ
Q.01 How long does it take to become a notary in Minnesota?
The process typically takes 2-8 weeks in Minnesota, including application processing, background check, and obtaining your commission. Total startup investment in Minnesota runs $300-$2,000.
Q.02 Why do I need a $20,000 surety bond?
The surety bond protects the public if you make errors or commit misconduct. You purchase it from a surety company for about $50 and maintain it throughout your 5-year commission.
Q.03 How much can I earn as a notary?
Part-time notaries in Minnesota typically earn $200-$500/month. Full-time mobile notaries and loan signing agents can earn $3,000-$10,000/month or more.
Q.04 Can I notarize for family members?
Generally no. You should not notarize documents in which you or immediate family members have a direct interest. This could invalidate the document and expose you to liability.
Related
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