Unauthorized
Notarizing documents without a valid commission is a crime that can result in fines and imprisonment.
Start a notary business in Maryland. Commission term: 4 years. Startup costs: $336 - $2,240
With 6.2M residents, Maryland has massive demand for notary services—real estate closings, legal documents, and loan signings happen constantly. Startup costs of $336-$2,240 make this one of the most affordable professional services to launch. Requirements: Maryland residency, a background check, and a surety bond. No degree or certification needed. Mobile notary and loan signing work is the real revenue driver—signings pay $75-200 per appointment, and active real estate in Baltimore, Rockville, and Frederick keeps the pipeline full. Many notaries start part-time, then go full-time once their signing agent income ramps up.
Notarizing documents without a valid commission is a crime that can result in fines and imprisonment.
Never notarize a document in which you have a personal or financial interest.
You must properly identify signers. Notarizing for someone you cannot identify exposes you to liability.
Maryland sets maximum fees notaries can charge. Exceeding these limits is illegal.
| Item | Low | High | Note |
|---|---|---|---|
| Application Fee State notary application fee | $45 | $45 | State notary application fee |
| Surety Bond No bond required | $0 | $0 | No bond required |
| Notary Seal/Stamp Official notary seal meeting state specifications | $34 | $34 | Official notary seal meeting state specifications |
| Notary Journal Record book for notarial acts | $28 | $28 | Record book for notarial acts |
| Education Course Required or recommended training course | $112 | $112 | Required or recommended training course |
| E&O Insurance Errors and omissions insurance (recommended) | $112 | $112 | Errors and omissions insurance (recommended) |
| Business License If operating as a notary business | $84 | $84 | If operating as a notary business |
| Marketing Website, business cards, directory listings | $224 | $224 | Website, business cards, directory listings |
| Total range | $639 | $639 |
Must be at least 18 years old.
Must be a legal resident of Maryland or have principal place of business in the state.
Must pass criminal background check. Certain convictions may disqualify applicants.
Submit notary application with required fee to Maryland Secretary of State.
No bond required
Must obtain official notary seal meeting state specifications.
Must take and file oath of office before performing notarial acts.
Record book for documenting all notarial acts performed.
| # | City | Note |
|---|---|---|
| 01 | Baltimore Notary services in Baltimore, MD | Notary services in Baltimore, MD |
| 02 | Rockville Notary services in Rockville, MD | Notary services in Rockville, MD |
| 03 | Frederick Notary services in Frederick, MD | Notary services in Frederick, MD |
| 04 | Gaithersburg Notary services in Gaithersburg, MD | Notary services in Gaithersburg, MD |
| 05 | Annapolis Notary services in Annapolis, MD | Notary services in Annapolis, MD |
Consider becoming a Notary Signing Agent for loan document closings (higher income)
Invest in E&O insurance even if not required - it protects your personal assets
Join the National Notary Association for resources and credibility
Offer mobile notary services to increase your customer base
Keep meticulous records in your notary journal for legal protection
Verify you meet Maryland requirements: 18+ years old, state resident, no disqualifying criminal history.
Take any required or recommended notary education course. Some states mandate training.
Complete notary application and submit to Maryland Secretary of State with required fee.
Complete required background check process.
After commission approval, take oath of office and file with county clerk.
Obtain official notary seal/stamp and journal meeting state specifications.
Begin performing notarial acts. Consider mobile notary or loan signing specialization.