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Start a Moving Company in Illinois

Launch a professional moving business in Illinois. Estimated startup costs: $20,400 - $102,000

Important Notices

Federal

Interstate moving without proper USDOT and MC numbers is a federal offense with fines up to $16,000 per violation.

Insurance

Operating without required insurance minimums can result in immediate shutdown and personal liability for damages.

Estimates

Federal law requires written estimates for interstate moves. Providing verbal-only estimates is illegal.

Claims

You must have a claims process and provide customers with information about filing claims for lost or damaged items.

State

Illinois requires Household Goods Carrier Permit from Illinois Commerce Commission for intrastate moves. Operating without this permit can result in fines and impoundment.

Important Notices

Item Low High
USDOT Registration Federal motor carrier identification number $300 $300
MC Number Motor carrier operating authority for interstate $300 $300
Household Goods Carrier Permit Illinois intrastate moving authority $204 $204
Business License State and local business registration $153 $153
Moving Truck 26-foot box truck (used) $35,700 $35,700
Equipment Dollies, straps, blankets, tools $5,100 $5,100
Insurance (Annual) Cargo, liability, and commercial auto insurance $8,160 $8,160
Surety Bond $75,000 bond required for interstate HHG movers $75,000 $75,000
Marketing Website, truck lettering, advertising $2,040 $2,040
Total $126,957 $126,957

USDOT & State Requirements

Business Registration

Register your business entity with Illinois Secretary of State.

Illinois Secretary of State

Business License

Obtain general business license from your city or county.

Local Government

USDOT Number

Required for interstate moving. Register with Federal Motor Carrier Safety Administration.

FMCSA

MC Number

Motor Carrier operating authority required for interstate household goods transportation.

FMCSA

Cargo Liability Insurance

Minimum $5,000 per vehicle, $10,000 per occurrence for interstate moves.

Insurance Provider

Public Liability Insurance

Minimum $750,000 required for interstate household goods movers.

Insurance Provider

$75,000 Surety Bond

Required bond for interstate household goods movers to protect consumers.

FMCSA

BOC-3 Filing

Designation of process agents in each state where you operate.

FMCSA

Household Goods Carrier Permit

Required for intrastate moving in Illinois.

Illinois Commerce Commission

Workers' Compensation

Required if you have employees.

Illinois Workers' Comp Board

Commercial Driver's License

CDL required for drivers operating vehicles over 26,001 lbs GVWR.

Illinois DMV

USDOT & State Requirements

Chicago

Moving company services in Chicago, IL

Springfield

Moving company services in Springfield, IL

Naperville

Moving company services in Naperville, IL

Rockford

Moving company services in Rockford, IL

Peoria

Moving company services in Peoria, IL

Moving Company Costs in Other States

View all 50 states

Illinois Moving Company Tips

Start with local moves while waiting for MC authority approval (10+ days)
Display USDOT number on both sides of all commercial vehicles
Always provide written estimates - it's federal law for interstate moves
Keep detailed inventories and condition reports to avoid damage claims
Train crews on proper lifting and packing techniques to reduce injuries and claims

Illinois Moving Company Tips

1

Form Your Business

Register your business entity (LLC recommended) with Illinois Secretary of State and obtain EIN from IRS.

2

Apply for USDOT Number

Register with FMCSA through the Unified Registration System (URS) to obtain your USDOT number.

3

Apply for MC Authority

File OP-1(HHG) form for household goods motor carrier authority. There is a 10-day protest period.

4

Secure Insurance & Bond

Obtain required cargo insurance, public liability coverage ($750,000 minimum), and $75,000 surety bond.

5

File BOC-3

Designate process agents using Form BOC-3 for each state where you'll operate.

6

Obtain Household Goods Carrier Permit

Apply to Illinois Commerce Commission for state operating authority.

7

Acquire Vehicles & Equipment

Purchase or lease moving trucks. Trucks must display USDOT number on both sides.

8

Launch Operations

Create tariff (rate schedule), train staff, and begin marketing your services.

Illinois Moving Company FAQ

Do I need a USDOT number for local moves only?
No, USDOT is only required for interstate moves. However, Illinois may have state-specific requirements for intrastate movers. Total startup investment in Illinois runs $20,400-$102,000.
How much insurance do I need for a moving company?
Interstate movers need minimum $750,000 public liability and cargo insurance of at least $5,000 per vehicle/$10,000 per occurrence. Many movers carry higher limits for protection.
What is an MC number and do I need one?
MC (Motor Carrier) number is your federal operating authority. You need it for interstate household goods transportation. Apply through FMCSA's Unified Registration System.
How long does it take to start a moving company in Illinois?
Typically 2-6 months. FMCSA has a mandatory 10-day protest period after MC application, plus time for insurance filing and vehicle acquisition. Total startup investment in Illinois runs $20,400-$102,000.

Illinois Moving Company FAQ

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