Avoid Trade Work
Electrical work requires statewide Missouri electrical license. Plumbing and HVAC require local licensing. Don't do trade work without proper credentials.
Home repairs and maintenance in Missouri.
Missouri is highly handyman-friendly with no state-level contractor license requirement. LLC filing is just $50 with no annual reports - one of the best deals in the nation. Local licensing varies by city, with Kansas City having multiple license types and St. Louis requiring licenses for most work.
Electrical work requires statewide Missouri electrical license. Plumbing and HVAC require local licensing. Don't do trade work without proper credentials.
Missouri has no statewide handyman or general contractor license. Regulations are local.
St. Louis requires license for any work. Kansas City has multiple license categories. Springfield requires registration. Always check local rules.
| Item | Low | High | Magnitude |
|---|---|---|---|
| Basic Tools Hand tools, power tools, ladders | $350 | $2,200 | |
| Vehicle Truck or van for tools/materials | $0 | $3,500 | |
| LLC Formation Missouri filing fee | $50 | $105 | |
| Insurance General liability annual | $350 | $1,000 | |
| Marketing Website, cards, truck lettering | $125 | $700 | |
| Specialty Tools As needed for services offered | $0 | $1,300 | |
| Local License (If Required) Varies by city | $0 | $200 | |
| Startup range | $1,300 | $9,000 |
The line items above are the main cost drivers, not an exhaustive sum. Several are alternatives rather than additions — a mobile setup or a storefront, a rented kitchen or a build-out — so they are not added together. The startup range is the figure used across this page.
Missouri Secretary of State, NO annual reports!
St. Louis requires license; Kansas City has multiple types; check locally
Recommended for all handymen
| # | City | Note |
|---|---|---|
| 01 | Kansas City Multiple license types through City Planning, highest rates ($40-65/hr) | Multiple license types through City Planning, highest rates ($40-65/hr) |
| 02 | St. Louis License required for any work ($40-60/hr) | License required for any work ($40-60/hr) |
| 03 | Springfield Registration with Finance Dept, growing market ($35-55/hr) | Registration with Finance Dept, growing market ($35-55/hr) |
| 04 | Columbia Check local rules, college town ($30-50/hr) | Check local rules, college town ($30-50/hr) |
Kansas City, St. Louis, Springfield, and other cities have different requirements. Verify before starting.
Both Kansas City and St. Louis have significant rental markets. Build relationships with property managers.
Partner with real estate agents for pre-listing repairs. Both cities have active markets.
Kansas City suburbs (Overland Park, Lee's Summit) and St. Louis suburbs have homeowners with maintenance budgets.
Add snow removal and holiday light installation for year-round income.
Always provide written estimates. Protects you and builds client trust.
Carpentry, painting, drywall, minor repairs. Avoid electrical, plumbing, HVAC - those require trade licenses.
No state license required. St. Louis requires license for any work. Kansas City has multiple license types. Check your municipality.
File LLC online ($50). Same day processing, no annual reports!
General liability insurance protects against property damage and injury claims.
Invest in quality tools for services you offer. Basic hand tools, power tools, safety equipment.
Kansas City: $40-65/hour. St. Louis: $40-60/hour. Material markup 15-25%.
Nextdoor, Google Business, yard signs. Build referral network with real estate agents.
Add services as skills develop. Consistent quality builds reputation and referrals.