Monthly Expense Calculator
Know your true monthly operating costs before they surprise you.
Monthly Operating Costs
Enter your estimated monthly costs. Leave blank or 0 for expenses that don't apply.
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Office, studio, or commercial space
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Liability, professional, vehicle
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Google Ads, social media, print
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Accounting, scheduling, email, CRM
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Gas, maintenance, lease, insurance
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Products, cleaning supplies, office supplies
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Business phone, internet, mobile
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Bookkeeper, accountant, lawyer
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Employee wages, contractor payments
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Miscellaneous, licenses, training
Your Monthly Operating Costs
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Common questions
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Frequently Asked Questions
Q.01 What are typical monthly business expenses?
Common monthly expenses include rent/lease ($500-$5,000+), insurance ($100-$500), marketing ($200-$2,000), software/subscriptions ($50-$500), vehicle costs ($200-$800), supplies ($100-$1,000), phone/internet ($100-$300), and professional services like bookkeeping ($100-$500). Total varies widely by business type.
Q.02 How much should I budget for marketing?
Most small businesses spend 5-10% of revenue on marketing. New businesses should budget higher (10-20%) to build awareness. At minimum, budget $200-500/month for a Google Business Profile, basic social media, and local advertising.
Q.03 What expenses do new business owners forget?
Commonly forgotten: software subscriptions (accounting, scheduling, email), business insurance premiums, quarterly tax payments, vehicle maintenance, professional development, equipment replacement fund, and seasonal slowdown reserves. Budget 10-15% extra for unexpected costs.